New Jersey Community Capital was founded in 1987 as the Community Loan Fund of New Jersey, Inc. (CLF), a nonprofit lender designed to meet the capital needs of New Jersey-based affordable housing developers. As our investment began to generate positive social and economic outcomes, we expanded to other lending areas, including early care, education, and economic development. In 1996, we were certified as a CDFI by the U.S. Treasury Department, allowing us to expand our capital base and our sources of funds. To meet the diverse needs of our investors, we incorporated Community Lending Partners of New Jersey, Inc. (CLP) in 2003 as a lower-risk lending affiliate, and we subsequently adopted New Jersey Community Capital as a trade name for our affiliated entities.